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Real Estate Resources
Helping to Keep You Informed

Real Estate Resources

An informed consumer is more likely to make the best decision for their circumstances and, their knowledge can help to navigate the process with less stress. Here we have gathered some tools and information that you can utilize to assist you in preparing to apply for a loan or refinance. Remember, McLean Mortgage will be standing by your side every step of the way as we go through the process of achieving your real estate goals.

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Can’t Purchase Now? Rent to Own

Can’t Purchase Now? Rent to Own

There is good and bad news in this present real estate market. First, experts are declaring that now is the time to purchase a home, which is great news for…

Buying a Home is Easier Than Many Realize

Buying a Home is Easier Than Many Realize

Yes You Can A lot of people are operating under the mistaken impression that getting a home loan has become impossibly strict, and that people with good credit scores are…

Home Builders Gear Up For Millennials: Special Real Estate Report

Home Builders Gear Up For Millennials: Special Real Estate Report

The Biggest Generation Recent data has shown that renting can cost more than owning a home, and with millennials gearing up to the responsibility of owning a home, home builders…

Know Your FICO Score. Be Credit Score Smart.

Your FICO® Score is a number that summarizes your credit risk. McLean Mortgage and other lenders use it to make credit decisions, such as the interest rate you get when you apply for a loan. Your FICO® Score is calculated based on the scores reported from the 3 major credit reporting agencies (Experian, Equifax, and TransUnion).

Using mathematical models, the FICO® score takes into account various factors in each of these five areas to determine credit risk: payment history, current level of indebtedness, types of credit used, length of credit history and, new credit. Lenders also look at other areas when making a credit decision including: your income, how long you have worked at your present job and the kind of credit you’re requesting. A person’s FICO® score will range between 300 and 850. In general, having a FICO® score above 650 indicates that the individual has a very good credit history, and will be able to get financing at a more favorable rate.

Get your FICO Score and FREE Credit Analysis

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